The Credit Solution

You've Been Waiting For!

Restore Your Credit. Regain Your Confidence. Rebuild Your Future.

At Wealth Habitat Credit Solutions, our mission is to help individuals and families overcome credit challenges so they can experience renewed financial peace and stability.

1500+

Lives Changed

We’ve supported thousands of clients on their journey to stronger credit and brighter opportunities.

5+ Years

5+ Years of Experience

With more than half a decade of proven results, our team knows how to guide you through the process of credit restoration with clarity and care.

Our Expertise

With expertise in credit repair and, our team knows how to align you with the financial solutions that fit your goals. From disputing inaccuracies on your credit report to securing capital for your business, we’re here to guide you step by step with clarity, strategy, and care.

Trusted financial solutions, built on experience.

6336 Skywae Dr, Columbus, OH 43229, USA
1870 The Exchange SE, Atlanta, GA 30339, USA

5+

Years of Experience

98%

Client Satisfaction

2500+

Credit Profiles Restored

Services We Offer

Services Designed to Support Your Goals

Credit Repair & Restoration

We dispute errors and inaccuracies on your credit report to help you reclaim your financial freedom.

Credit Report Analysis

We review your credit history to identify what’s holding your score back.

Personalized Credit Coaching

Learn how to maintain good credit with strategies that work for the long run.

Focused on creating pathways to long-term financial freedom and stability for — your future.

what Sets Us Apart

Why Choose Wealth Habitat Credit Solutions?

Our mission is to simplify financial solutions and make them accessible to everyone. We prioritize client success by offering transparent, flexible, and dependable funding options designed around your goals. Whether you’re repairing credit, handling personal finances, or scaling your business, we’re dedicated to guiding you with clarity, integrity, and efficiency.

Tailored Strategies – your credit journey is unique, so your plan should be too

Timely Results – many clients see improvements within 30–90 days

Transparency First – no hidden fees, no gimmicks, just honesty

✔ Expert Guidance – backed by years of proven credit repair success

Our Process

Your Path to Financial Success

#1

Purchase a Plan/Book a Consultation

Submit a quick, secure application from anywhere.

#2

Customized Strategy

We design a plan for credit repair, funding approval, or both.

#3

Implementation & Support

Our team works with you through disputes, funding applications, and financial coaching.

#4

Results You Can Build On

Enjoy better credit, secured funding, and a stronger financial future.

Testimonials

We Have Solutions For Everyone

Hear Testimonies From Our Clients

“A true blessing!” I came to Wealth Habitat Credit Solutions feeling hopeless about my credit. Within just a few months, I began to see changes that I didn’t think were possible. They walked me through every step with patience and integrity. Today, I finally feel confident applying for opportunities again.

Maria G
Maria G

What I appreciated most was the honesty. There were no false promises, just clear steps and real results. My score improved in less than 90 days, and I finally feel like I’m in control of my finances again.

 David L
David L

Before working with WHCS, my credit was keeping me from moving forward. Their team not only helped remove inaccurate accounts but also taught me how to maintain good credit. It’s been life-changing for me and my family.

Angela P
Angela P

Pricing Plans

Watch Our Pricing Plans

Services at a Glance

Credit Restoration Plan

Start your credit journey with our all-inclusive plan designed to restore, rebuild, and strengthen your credit profile. One simple plan — no tiers, no surprises — just real results and expert support every step of the way.

Most Chosen Plan

Complete Credit Repair

$199 Setup • $99 / Month

✔ Full credit report review & detailed analysis

✔ Unlimited bureau disputes (Experian, Equifax, TransUnion)

✔ Personalized credit strategy plan

✔ Real-time progress tracking via client portal

✔ Dedicated account specialist & monthly updates

✔ Credit-building guidance & resource library access

Get Started Today

No contracts • Cancel anytime • 100% transparency

Note: We also assist with removing collections, repossessions, evictions, charge-offs, and other negative accounts.

Credit Repair Essentials

$597

$397 Startup

Covers first 6 months

Then $99/month

Get Started

Credit Repair + Personal Funding Prep

$797

$558 Startup

Covers first 6 months

Then $129/month

Get Started

Couples Credit Repair Essentials

$697

$550 Startup

Covers first 6 months (both)

Then $179/month

Get Started

Family Plan

$997

$750 Startup

Covers first 6 months (2 Adults + 2 Kids over 18)

Then $229/month

Get Started

Kids’ Credit Growth (13–17)

$297 One-Time

Per child

Get Started

Business Credit & Funding

$1,497

$1,200 One-Time

or 2 payments of $625

Get Started

Legacy Builder VIP

$3,997

$2,997 One-Time

or 6 payments of $525

Get Started

Personal Funding Package

$997 One-Time

For clients already credit-ready

Get Started

Subscription Payment Plan

After the startup fee, your monthly subscription begins automatically at the listed rate.

Example: If your plan is $129/month, you pay the startup fee first, then continue at $129/month from month 7 onward.

FAQS

Frequently Asked Questions

What services do you provide?

We offer credit repair, debt guidance, and financial consulting.

How do I start the process?

Simply purchase a plan or schedule a free consultation. We’ll review your credit and strategize.

Do you guarantee results?

We guarantee effort, transparency, and proven strategies—but results depend on your individual credit profile and financial circumstances.

How long does credit repair take?

It varies, but many clients see improvements within 30–90 days.

FAQ image

Contact Us

Have Any More Questions?

Committed to providing reliable financial solutions with transparency and care. We’re here to support your journey, every step of the way.

© 2025 HMBL SOLUTIONS LLC - All Rights Reserved.